A field of 147 golfers will descend upon Torrey Pines for the 2026 Farmers Insurance Open. Notable names set to make their 2026 PGA Tour debut include the return of Brooks Koepka and local star golfer Xander Schauffele.
Located in La Jolla, California, Torrey Pines is infamous for its lengthy track and small greens. Golfers will play Torrey Pines South and Torrey Pines North, while returning to Torrey Pines South for the final two rounds after the cut line is enforced.
Torrey Pines South is a difficult course, stretching 7,765 yards on this Rees Jones renovation. Torrey Pines North runs over 400 yards shorter, while both play as par 72s. Poa Annua greens run up to 13 feet via Stimpmeter, while the thick rough stands at four inches to punish errant lies and approach shots.
Last year’s winner, Harris English, grinded out a win as a longshot, logging -8-under-par to beat Sam Stevens by a stroke. The wind was a massive obstacle, yet the forecast calls for milder conditions Thursday through Sunday. Torrey Pines North runs
My American Express (2026) Best Bets settled 2-0-1 in La Quinta, California, last week for a profitable outing. Scottie Scheffler’s dominant fourth round led to an outright win, easily cashing his Top 5 Finish prop at -135 odds.
Nick Taylor beat Kevin Yu, logging a T27 finish, while Yu missed the cut, cashing Taylor’s 72 Hole Matchbet prop at -125 odds. Sepp Straka, the reigning American Express champion, also missed the cut, alongside Alex Noren. This resulted in a pushed wager since neither golfer completed 72 holes.
I’m here with three PGA best bets to place on the upcoming Farmers Insurance Open before Round 1 tees off on Thursday morning. Follow me on X at Matt_MacKay_ for more free bets and PGA Tour analysis throughout the 2026 PGA Tour season.
Farmers Insurance Open (2026): Best Bets
(Odds courtesy of FanDuel Sportsbook)
Top 20 Finishing Position
Ryan Gerard is one of the hottest golfers on the PGA Tour right now. Gerard recorded a T2 finish at The American Express, while previously logging a solo second-place finish at the Sony Open in Hawaii.
At the 2025 Farmers Insurance Open, Gerard recorded a T15 finish at Torrey Pines. Through two events this season, the 26-year-old North Carolina native ranks eighth in total strokes gained and 32nd SG: Putting. Also sits 27th proximity, 14th putting average, and 12th birdie average.
There are few weaknesses in Gerard’s game right now. He’s playing with confidence and can hit off-the-tee with distance and precision, ranked 24th total driving.
Gerard’s odds in this Top 20 Finish prop market have already shortened from +200 to +175. Let’s pounce on +175 before it gets any shorter leading up to Round 1.
Pick: Ryan Gerard (+175)
72 Hole Matchbet Keegan Bradley vs. Jason Day
Let’s jump back into the 72 Hole Matchbet prop betting market and target a matchup between Keegan Bradley and Jason Day. These two highly-decorated veterans of the PGA Tour have played well at Torrey Pines during their careers.
Oddsmakers lean slightly in favor of Day at -125 odds. The Aussie just carded a runner-up finish at The American Express and has multiple outright wins at Torrey Pines. Bradley is no slouch either, logging five finishes inside the Top 20 at Torrey Pines in the past decade.
Day gets the edge due to his putting prowess. Bradley tends to struggle with his flat stick, which will likely be the difference in this matchup. Let’s side with Day as the -125 betting favorite to beat Bradley at the end of this tournament on Sunday.
Pick: Jason Day (-125)
72 Hole Matchbet Si Woo Kim vs. Taylor Pendrith
Si Woo Kim had a chance to record another American Express win on Sunday, but he wound up finishing even par, falling behind Scheffler for a T6 finish. Taylor Pendrith makes his third start of 2026 following a T6 finish at the Sony Open and a missed cut at The American Express.
Kim is a more precise golfer, tee-to-green. However, his putting sits 145th on the PGA Tour this season. Pendrith has more power off-the-tee and ranks 50th in SG: Putting. In 2025, the Canadian logged a second straight Top 10 finish at Torrey Pines.
Kim missed the cut at the 2025 Farmers Insurance Open. Oddsmakers have set this line as a potential trap based on Kim’s Top 10 finish and Pendrith’s missed cut in the Coachella Valley on Sunday. Don’t fall for it.
Bet on Taylor Pendrith to beat Si Woo Kim to cash this 72 Hole Matchbet at +110 odds.
Pick: Taylor Pendrith (+110)
